Colombia’s retirement visa is intended for retired persons receiving a retirement income. This retirement visa is relatively easy to get with a low-income requirement and only a few documents needed. Medellín, particularly in Colombia, is gaining a reputation as a top foreign retirement location.

The Colombia retirement (pensionado) visa was previously known as the TP-7 visa in 2017. This TP-7 visa was valid for only one year and needed to be renewed each year. However, Colombia changed its Colombian visa rules, which went into effect on October 21, 2022.

So, starting on October 21, 2022, the Colombian retirement visa brought new changes due to Resolution 5477. The biggest change is that this visa no longer allows affiliation to the Colombian health system, it does not allow working in Colombia, and the validity can be up to three years.

The cost for the M- retirement visa is $324 USD, which is higher than the previous TP-7 visa that cost $263.  So, the new Colombia retirement visa price is a bit higher.

Note that a M- retirement visa loses its validity if you leave Colombia for a period of over six months without returning to Colombia. You can re-enter Colombia before the six months are up and leave again. You just can’t leave one time for more than six months. Also, we have this article about how to obtain a Colombia retirement visa in Spanish.

Has the visa process changed in Colombia due to the new Resolution 5477?

According to ExpatGroup, the visa agency we partnered with, tells us that with the new resolution, the government has introduced new application requirements, in addition to having eliminated some visas, such as the M student visa, and changed the category, for example, the R type visa for Colombian child, it is now M category.

In the case of retirees, it is now necessary to have medical insurance, a criminal record, and a medical certificate to apply for the Colombian visa for pensioners.

The visa agency we partnered with has helped many foreigners obtain visas, including retirement visas, marriage visas, student visas, investment visas, and resident visas.

Medellín, a top city to live. Photo by Jenny Bojinova
Medellín, a top city to live. Photo by Jenny Bojinova

Medellín: A Top Foreign Retirement Location

Medellín continues to attract more foreign retirees with its low cost of living, “eternal spring” climate and good healthcare. Colombia has 24 of the best hospitals in Latin America and nine of these are in Medellín.

Also, the city has been described by a number of publications including U.S. News as a top foreign retirement location. Also, we have looked at 12 reasons why Medellín is considered a top foreign retirement location.

In addition, Medellín has been touted for many years as a top foreign retirement location by the foreign retirement publications. I have lived in Medellín for over eight years. And each year it seems that I see more foreign retirees in the city. While I’m not retired, I previously wrote about 27 reasons why I chose to live in Medellín.

Many of these 27 reasons are attracting foreign retirees to Medellín, particularly the climate, low cost of living, good public transportation and good and inexpensive healthcare. But there are also some downsides to living in Medellín that should be considered by foreign retirees looking at moving to the city of Medellín.

Medellín a Top Foreign Retirement Location

2024 Income Requirement for Colombia Retirement Visa

The income requirement for the Colombian M- retirement must exceed three times the minimum wage in Colombia. The minimum salary in Colombia is 1,300,000 pesos per month in 2024.

So in 2024, you need an income of only 3,900,000 pesos per month (which is only $975 USD at the exchange rate of 4,000 pesos to USD) to qualify for the Colombia retirement visa.

The minimum monthly salary in Colombia increases each year. 

In addition, Colombia prefers official government pension certifications like from the U.S. Social Security Administration. It can be more difficult to be approved with private pension plans.

Applying for a visa
Applying for a Colombia visa

How to Apply for a Colombia Retirement Visa

You can apply for a Colombia retirement visa online. In addition, you can obtain Colombian visas at Colombian consulates around the world. In the U.S., Colombia has consulates located in Atlanta, Boston, Chicago, Houston, Los Angeles, Miami, Orlando, Newark, New York, San Francisco, and Washington DC.

The Colombian visa process is done online. You can apply for a Colombia retirement visa online here. This application will require scans of all required documents in PDF files plus the photo in jpg format. In addition, a detailed guide for applying online is found here.

Visas in Colombia are issued by the Ministerio de Relaciones Exteriores. Since the coronavirus, all visas are issued electronically, so you do not have to travel to Bogota for the stamp.

I successfully obtained three Colombian visas that I applied for my own in the past that were good for a total of five years. But the biggest challenge with doing a Colombian visa yourself is not benefiting from the experiences of a visa agency, which has processed hundreds of visas and knows exactly what is needed for each type of visa. So, I now recommend using a visa agency.

For my latest visa received in 2018, a Colombia resident visa, I used a visa agency. And I found the experience painless and now highly recommend using a visa service over doing a Colombia visa application yourself. The bottom line is with a visa agency, you are less likely to run into problems.

Medellin Guru Visa Service

The visa agency we partnered with has helped 1.189 Medellin Guru reader

Documents Required for the Colombia Retirement Visa

  • Photo

    Passport style face photo with a white background, sized at 3 cm width X 4 cm height, maximum size of 300 kb jpg file for online application.

  • Passport

    Photocopy of the first page of your passport with a minimum validity of 6 months where your personal data is displayed 

  • Passport stamp

    Photocopy of the page of your passport with the last stamp of entry or departure of Colombia is located.If you’ve had a previous Colombian visa, a photocopy of this visa.

  • Criminal record certificate

    Certificate from where you have lived in the last three years. If you are from the USA, the certificate from the local police, the State, or the FBI is valid.

  • Medical certificate

    Medical certificate issued by the Colombian authority or by the medical health authority of the country of origin, showing the petitioner's psychophysical aptitude.

  • Pension certificate

    Proof of pension: certificate issued by government, public or private company, foreign entity or diplomatic or consular mission from the country that the foreign national receives the retirement funds. This shows that the applicant receives a monthly stipend of no less than three times the current legal minimum monthly salary. 750 USD - 800 USD.

  • Health insurance policy

    Mandatory health insurance policy that covers Colombian territory, all risks, death, and repatriation. This policy should be valid for at least a year since the validity time of your visa is dependent on the validity time of your international health insurance.

  • Apostille and translation

    Remember that all documents issued abroad must be updated (not older than 3 months), apostilled or legalized, and officially translated into Spanish

Medellin Guru Insurance Service

Medellin Guru partnered with an insurance agent to offer Colombian insurance services to foreigners including health insurance, auto insurance, homeowners’ insurance, travel insurance and life insurance.​

Proof of Pension Required

The proof of pension for the retirement visa typically needs to be apostilled. For a pension from the United States Social Security Administration (SSA) this proof of pension is a SSA Benefit Verification letter. To get this letter the easiest method is via the Social Security web site.

To get this SSA Benefit Verification letter on this site, you will need to create an account, found on the left side of the SSA’s main home page: “my Social Security”. Create an account, log in and go to your Benefit & Payment Details link found on the top menu bar. Then, click on this, and the middle of the page you will see “Get a Benefit Verification Letter”. Click on this link and it will open your SSA Benefit Verification letter, which you can then print.

After you have your SSA Benefit Verification you need to verify this for it to be used in Colombia.

In the past, one way to verify this document was to get an apostille for this letter to use it in Colombia.  An “apostille” is a type of authentication that is attached to a document so it is certified legally for use in other countries.

The SSA Benefit Verification Letter is a federal document so the only place you could can get it authenticated was by the U.S. Department of State in Washington, D.C. Several expats have reported that the U.S. Department of State no longer will apostille a SSA Benefit Verification letter, since there is no signature. But some readers have reported that you can get the letter signed by an SSA officer at an SSA office and then get an apostille.

How to Get a Benefits Verification Letter from the U.S. Embassy

Previously, the U.S. Embassy in Colombia offered the service of the letter of benefits so that pensioners could obtain this indispensable requirement to apply for the M retirement visa.

However, as of August 11, 2022, the U.S. Embassy in Colombia suspended the income certification letter service for U.S. citizens in Colombia.

In its replacement, U.S. citizens may request the benefit verification letter directly to the office or entity where the benefit comes from, which must be translated and apostilled in the state where it is issued in the U.S. only.

Or, instead of doing this visa process yourself, you can use a visa agency that will take care of everything for you. So you will avoid a stressful process. 

Using a Visa Agency for a Colombia Retirement Visa

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If you are in Colombia, you can use a visa agency to obtain a Colombia retirement visa. A visa agency can handle the online application and ensure you have the required paperwork.

Medellin Guru has partnered with what we believe is the best visa agency in Medellín to offer Colombia visa services. Features of this service include:

  • Online chat – get visa questions answered fast.
  • Online quotes – get immediate visa quotes.
  • Office in El Poblado in Medellín.
  • Competitive price compared to other visa services.

In addition, many more visas are in process – short, medium or longer term, depending on client needs.

Medellin Guru Visa Service

The visa agency we partnered with has helped 1.189 Medellin Guru reader

We reviewed all the Colombia visa agency services in Medellín and found one agency that offers a more efficient visa service with more features and comprehensive communications, including online chat, WhatsApp, video call, email, and phone, plus a low price and a convenient office in El Poblado.

Our visa partnership is an affiliate relationship (like the Amazon affiliate program). If you use our visa partner, Medellin Guru receives a small commission and you’ll support the website. This is at no additional cost to you. The price remains the same, whether you use a button or affiliate link on this website or not.

Furthermore, the partner visa agency offers visa services anywhere in Colombia. So, if you are located in another city in Colombia, you can use this service.

New entrance to Migracion Colombia in Medellín, on Calle 19A

Getting a Colombian Cedula

After you have successfully received your Colombia retirement visa, you normally have a maximum of 15 calendar days to register your visa with Migración Colombia to get a Cedula de Extranjeria (Colombian ID for foreigners).

Or if you received your visa at a consulate, you will have 15 calendar days after you arrive in Colombia to register your visa.

Due to being photographed and fingerprinted, this must be done in-person at a Migración Colombia office.

Especially relevant, it is very important to register your Colombian visa within the allowed time frame. If not, you will be liable for a big fine of up to seven times the minimum monthly salary in Colombia. The minimum salary in Colombia is $1,300,000 COP per month in 2024. So, the fine is up to 9,100,000 COP pesos in 2024.

To register your visa and apply for a cedula, this must be done at one of the Migración Colombia offices. You can find Migración Colombia offices in major cities in Colombia.

  • Barranquilla – Carrera 42 # 54-77, Barrio El Recreo
  • Bogotá – Calle 100 #11B-27
  • Cali – Avenida 3 norte # 50N-20
  • Cartagena – Carrera 20 B # 29-18, Barrio pie de la Popa
  • Medellín – Calle 19 #80A-40, Barrio Belén (the entrance is on the other side of the building on Calle 19A)

A complete list of the Migración Colombia offices is found here. In addition, we have a guide to applying for a Cedula Extranjeria in Colombia.  

Dual citizenship is possible
Dual citizenship is possible

Dual Citizenship

After having an migrant (M) retirement visa for five years you are eligible to receive a resident (R) visa. And after having an R visa for five years you can apply to become a citizen of Colombia.

Also, you won’t have to give up your existing citizenship. Colombia permits dual-citizenship, as does the U.S. and many other countries.

Once you become a dual citizen with Colombian citizenship, you will no longer need to deal with visas anymore. Also, you will be able to travel to a few counties as a Colombian citizen without a visa such as Russia, which require a visa for U.S. citizens.

Also, if you have Colombian citizenship, this benefits you with the Mercosur trade block. Nationals of Member States (Argentina, Brazil, Paraguay and Uruguay) and Associated States (Bolivia, Chile, Colombia, Ecuador and Peru) do not need a passport or visa to travel around the region, with only a national identity card required. 

In addition, the Mercosur Agreement grants the right to residence and work for citizens with no requirement other than nationality. Citizens of the Member States and Associated States that are part of the agreement enjoy a facilitated procedure for applying for a residence visa, as long as they have a valid passport, birth certificate and a negative certificate of criminal record.

To become a citizen, Colombia requires a citizenship test, just like the U.S. does. You will be required to pass a test related to Colombian history, geography and the constitution. Also, a basic Spanish oral test is required. Those who have a bachelor’s degree from a Colombian university or are over 65 years old are exempt from these tests.

Medellin Guru's Comprehensive Visa and Passport Series

The Colombian visa changes that went into effect in mid-October 2022 were significant. So, on the Medellin Guru site, we have a comprehensive series of visa articles that are kept up-to-date and should answer most visa questions. These articles include:

We have looked in detail at the seven most popular Colombian visas used by foreigners:

  1. Digital Nomad Visa
  2. Retirement visa
  3. Marriage visa
  4. Investment visa
  5. Resident visa
  6. Work visa
  7. Student visa
  8. Visitor visa

Also, we have looked in detail at three additional Colombian visas, which are less popular for foreigners:

In addition, we have a guide to Colombia tourist visas and how to extend a tourist visa. Also, we have a guide to renewing U.S. passports in Colombia and a guide to obtaining a Colombian passport.

Furthermore, we provide information about travel insurance that meets the insurance requirement for Colombian visas. And we have a guide to how apply for a cedula extranjeria in Colombia and a guide to using notaries in Medellín and Colombia. Finally, Medellin Guru has partnered with a visa agency to offer Colombia visa services.

All of our Colombia visa articles were updated in 2023 to ensure they are up-to-date and are being updated again in 2024. In addition, all visa articles on this website will be kept up-to-date as new details are disclosed.

Obtaining a Colombian Visa
Obtaining a Colombian Visa

The Bottom Line: Obtaining a Colombia Retirement Visa

Colombia’s retirement visa is relatively easy to get with a low-income requirement, which is lower than many other countries.  The income requirement in 2024 is only $975 USD (at the exchange rate of 4,000 pesos to USD) to qualify for this retirement visa.  This is a lower income requirement than the income requirement for retirement visas in most other countries.

The Colombia retirement visa is one of the most popular visas for foreigners. But it’s only intended for people who are retired with a retirement income.

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Editors note: updated on February 14, 2023 with updates on new Colombian visa regulations for retirement visa.

Editors note: updated on June 28, 2023, with new images.

Editor’s note: updated on April 2nd with the new colombian wage rate for 2024. 

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