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Medellin Guru partnered with an insurance agent to offer Colombian insurance services to foreigners including health insurance, auto insurance, homeowners’ insurance and life insurance.

Several Medellin Guru readers asked about health insurance and other types of insurance. So, we partnered to offer Colombian insurance to readers. The insurance agent we partnered with has helped over 235 Medellin Guru readers obtain insurance.

The Medellin Guru Insurance Service

Features of the Medellín Guru Insurance Service

Bilingual Assistance

English & Spanish speakers

Online Quotes

Get immediate estimates

Free Consultations

Get advice on your needs

Business Partners

We recommend only verified companies

How to Use this Colombian Insurance Service

Medellin Guru Insurance service offers insurance services to all foreigners and Colombians who need assistance in their process of finding the best insurance protection while living in Colombia. With over ten years of experience, they design the plan that best fits your needs allowing you to enjoy your life abroad.

Our insurance partnership is an affiliate relationship (like the Amazon affiliate program). If you use our Colombian insurance partner, Medellin Guru receives a small commission and you support this website. This is at no additional cost to you. The price remains the same, whether you use a button or affiliate link on this website or not.

To use this insurance service, just click on the “Use the Medellin Guru Insurance Service” button below. This will take you to a page where you can get a quote for insurance from our partner for health insurance by filling out a short form.

Medellin Guru Insurance Service

The insurance agency we partnered with has helped 1.377 Medellin Guru readers

Many Medellin Guru readers have obtained insurance in Colombia through our insurance agent partnership including health insurance, Prepaid health insurance, auto insurance, homeowners insurance, life insurance and travel insurance.

Why Offer the Medellin Guru Insurance Service?

  • 1. Answer insurance questions from readers

    Medellin Guru receives many questions about Colombian health insurance and other types of insurance monthly. By partnering with an experienced insurance agent, we can get help to answer all these questions.

  • 2. Provide a recommended insurance agent to readers to buy insurance

    We also receive several questions each month from readers about where and how to buy health insurance and other types of insurance. So, we have partnered with an experienced bilingual insurance agent to offer insurance services.

  • 3. Support Medellin Guru

    The Medellin Guru website is costly to run and with this insurance service Medellin Guru receives a small commission from Insurance Agent. This is at no additional cost to you.

This partnership with Insurance Agent for insurance services is similar to the exiting partnership we have with expatgroup.co to offer Colombian visa services to readers. Many of these visa clients also need insurance. So, we now offer both visa and insurance services.

Healthcare and Health Insurance are Very Important for Expats

The World Health Organization (WHO) ranks Colombia’s healthcare system as #57 out of 166 countries it ranked. 

In Colombia, it is possible to have access to world-class healthcare at a fraction of the cost compared to the healthcare costs in the U.S. or Europe. Furthermore, the costs for healthcare in Colombia can be significantly lower than the costs found in the U.S.

Colombia has 24 of the best hospitals in Latin America, according to a study in late 2021 by América Economia that looked at the top 61 hospitals in Latin America. So, 39 percent of the best clinics and hospitals in Latin America are found in Colombia.

Colombia has 24 of the best hospitals in Latin America
Colombia has 24 of the best hospitals in Latin America

It is possible to find costs that are from 50 percent to even over 70 percent less expensive in Colombia compared to the U.S. In addition, health insurance is also relatively inexpensive in Colombia in comparison to the U.S. and Europe.

One of the reasons that Colombia has such a highly rated healthcare system is due to a new constitution that Colombia drafted in 1991 that made access to healthcare a basic human right to all citizens of Colombia, as well as foreign residents of Colombia.

There are three types of health insurance available in Colombia:

1. EPS
EPS - Entidades Promotoras de Salud

This is the public health insurance that is mandatory for everybody who is a resident of Colombia. The monthly premium is calculated as 12.5 percent of the 40 percent of monthly gross income that you declare to the EPS.

2. Medicina Prepagada
Health Insurance (Prepaid)

This is private healthcare insurance in Colombia. The monthly premium for Prepagada varies depending on your age, the plan you choose and any pre-existing conditions.

3. SISBEN
Colombian social health program

This is a free government subsidized healthcare system, which is only for colombians with low economic resources .

Hospital Pablo Tobón Uribe, the best hospital in Medellín, photo by Hospital Pablo Tobón Uribe
Hospital Pablo Tobón Uribe, the best hospital in Medellín, photo by Hospital Pablo Tobón Uribe

Health Insurance Services Business Partners

Assist Card

Assist Card

Health Insurance for Expats in Colombia 🇨🇴
(40 Reviews)

Assist Card

ASSIST CARD has a new insurance offering designed for new foreigners in Colombia applying for Colombian visas, which is a policy without an age restriction.  They offer you 4 different plans adapted according to your needs.

Get up to 25% OFF on Assist Card Plans

Click on the green button to get the insurance through the partnership with expatgroup.co

Colombian Auto Insurance

Colombian Auto Insurance provides essential protection for drivers, covering various risks associated with vehicle ownership and operation. Typical coverage includes:

Protects you against financial loss if you are found legally responsible for causing injury or damage to another person or their property.

Pays for repairs or replacement of your vehicle if it’s damaged in an accident, regardless of who is at fault.

Covers non-collision-related incidents such as theft, vandalism, natural disasters, and fire.

Provides medical coverage for you and your passengers in case of an accident.

Offers protection if you are involved in an accident with a driver with insufficient or no insurance.

Colombian Homeowners Insurance

Colombian Homeowners Insurance is designed to protect your home and personal belongings from various risks. This type of insurance typically covers:

Protects the structure of your home against risks such as fire, lightning, windstorms, and other natural disasters.

This covers the loss or damage of personal belongings within your home due to theft, fire, or other covered events.

Provides financial protection against legal claims for bodily injury or property damage that you or family members cause to others.

This covers temporary housing and living expenses if your home becomes uninhabitable due to a covered event.

Pays for medical expenses if a guest is injured on your property.

Colombian and International Travel Insurance

Colombian and International Travel Insurance protects travelers against unexpected events that can occur before or during their trips. Typical coverage includes:

Covers medical expenses incurred due to illness or injury while traveling, including emergency medical evacuation if necessary.

This policy reimburses you for non-refundable trip costs if you have to cancel or cut short your trip due to covered reasons such as illness, injury, or unforeseen events.

Provides compensation for lost, stolen, or delayed baggage and personal items.

This covers additional expenses incurred due to significant travel delays, such as meals, accommodation, and transportation.

Offers round-the-clock support for emergencies, including help with travel arrangements, legal issues, and medical referrals.

Medellin Guru Insurance Service

The insurance agency we partnered with has helped 1.377 Medellin Guru readers

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The Bottom Line: Medellin Guru Insurance Service – Providing Colombian Insurance Services

Medellin Guru partnered with insurance agent to offer Colombian insurance services to foreigners. This service is easy to use, and many Medellin Guru readers have obtained insurance in Colombia through our insurance agent partnership including health insurance, auto insurance, homeowners insurance, life insurance and travel insurance.

We highly recommend using a bilingual insurance agent to sign up for insurance in Colombia instead of trying to sign up yourself. Everything for signing up for insurance in Colombia is in Spanish and the forms can be complicated to fill out. And Insurance Agent will take care of signing you up for the Colombian insurance that is appropriate for your situation.

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